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Life Insurance Expertise Obtain excellent life, disability, long-term care and annuity products, advice and service. The genuine expertise you deserve provided by Brian Fechtel, Chartered Financial Analyst,® independent insurance agent, and lifetime UUA member. Truly unique and exceptional value not found elsewhere; must be experienced to understand its superiority to other agents’ practices. Author many published academic journal articles. Recipient National Underwriters’ 2012 Award for Regulatory Advocacy. Evaluating all insurers and policies. Will work on fee or commission per your instructions. Make smart and confident decisions. Contact 914-457-0110 or Brian@BreadwinnersInsurance.com for free initial consultation.

Tax Preparation By UU CPA Over 30 years experience. Complex tax returns. Planning and advising. 10% first-year discount with gift to UUA or UUSC. Tom Healy, CSA®, TomHealyCPA.com, (303) 443-1804. Member of First Unitarian Denver.

WEDDINGS/CEREMONIES LAS VEGAS Spiritual or Civil. English, Spanish, French, Portuguese & Bilingual. Reserve (702) 353-2512